From employer strategies to employee realities—explore the complete picture of workplace safety in 2025 with insights from over 2,000 survey responses.
What do employees really think about workplace safety? We surveyed1 1,021 small business employees working full or part-time at businesses with 2-500 employees to understand their firsthand experiences with workplace safety.
Download the full report, explore the interactive data, and read the blog.
Pie Insurance's 2025 State of Small Business Workplace Safety Report provided insights on safety concerns, uncommon workplace accidents, AI trends, and more. We surveyed2 1,018 small business owners and decision-makers at companies with 2-500 employees. This survey provided insights on safety concerns, uncommon workplace accidents, AI trends, and more.
Where they agree:
Where they differ:
The bottom line: Understanding both perspectives is key to creating truly effective workplace safety programs.
Please note: the following content was developed for educational purposes only and covers a wide variety of general workplace safety concerns and considerations, some not relevant to workers' compensation coverage.
Thanks for reading! This content is intended for educational purposes only and does not imply coverage under workers' compensation or other insurance offered through Pie Insurance Services, Inc. Please consult an agent or attorney for any questions regarding applicability of insurance coverage in all circumstances.
Important Note on Data Comparisons: When comparing data between the employer and employee surveys, readers should note that the two studies surveyed different populations and some survey questions may have been framed differently to accommodate different perspectives. These methodological differences should be considered when interpreting comparative findings.
*Any mention of cost throughout the reports is based on answers from respondents being asked how much their business spent on workers' compensation or commercial auto insurance, medical expenses, and/or legal costs related to workplace or commercial vehicle accidents in the past year.
1. Employee survey details: Pie Insurance commissioned YouGov PLC to conduct a 15-minute online survey. Total sample size was n=1,021 US small business employees working at businesses with 2-500 employees. The survey was fielded July 24-29, 2025.
2. Employer survey details: Pie Insurance commissioned YouGov PLC to conduct a 15-minute online survey. Total sample size was n=1,018 US small businesses with 2-500 employees. Business owners and/or decision-makers were interviewed January 9-18, 2025.
